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F.A.Q’ S

Why do I need small business insurance?

Small business owners have a lot going on, and it’s easy to let something like business insurance drop to the bottom of the list. But it’s important to protect your business from claims and lawsuits that you can’t see coming. You could be sued for just about anything, even if you haven’t made a mistake. If someone slips and falls in your shop, or if a client thinks you didn’t do the job the way you said you would, you could find yourself facing a claim or lawsuit. Business insurance can cover the cost, including the cost to defend yourself.

How much does business insurance cost?

The cost of small business insurance depends on the coverage you select. Our general liability policy start as low as $69.99 per month.

What is the difference between general liability and professional liability insurance?

General liability insurance covers someone else’s claim of bodily injury, property damage or personal injury. This means if someone gets hurt at your place of business, or their property is damaged, you’re covered. You’re also covered for claims that you damaged someone’s reputation by slander or libel. Professional liability insurance covers your professional services or advice. This is sometimes called errors and omissions insurance because it covers something you did that you shouldn’t have (an error) and something you should have done that you didn’t (an omission). Professional liability insurance protects for defense costs you even if the claim against you is found to be without merit.

Do I need business insurance if I’m an LLC?

Yes. An LLC protects your personal assets in the event of a suit or claim, but the assets of the business are still at risk. Business liability insurance will protect your business’s assets.

Do I need Non-Invasive Aesthetic insurance in order to get licensed through the NMSA?

The National Med Spa Association required all practitioners and educators to be Insured prior to obtaining licensing.

What makes National Aesthetic Insurance stand out above the competition?

NAI is the First and Only company of it’s kind who offer protection to individuals in the non-invasive industry. Most provides only work with Cosmetologist, Estheticians, and Invasive Practitioners. At this moment we are our only competition, which is why we Stand Out!

Does NAI protect students while in training?

Absolutely! Students still in training to will face a lot of similar liabilities as professionals. We offer an economical solution for students in while in training program. By selecting any of our plans , all of the same high coverage limits and protections available while you learn. Don’t allow the burdens of being uninsured prevent you from learning and practicing. Enroll as a student today and receive 35% OFF any Annual Plans. Use Code “Student” at check out.